Unpaid balance
Confirm account, years, exemptions, bill type, and first delinquency date.
Identify the real stage, rebuild the balance, protect the next deadline, and leave every call with written terms.
Follow the furthest verified stage. Earlier remedies may narrow as authority moves from collection to court enforcement.
Confirm account, years, exemptions, bill type, and first delinquency date.
Use the official chart for the tax year and payment month—not a generic percentage.
Added fees and a new point of contact may change the payoff and agreement path.
Citation, answer, parties, court costs, and legal deadlines enter the case.
Only a verified stop-sale act completed on time protects the property.
Texas publishes a regular penalty that can reach 12%, interest generally at 1% per month without a maximum, and possible collection-attorney charges up to 20%. Special bills, deferrals, agreements, litigation, and account facts can differ. Request a dated official payoff.
A delinquent balance, attorney letter, lawsuit, and posted sale are different stages. Start with the furthest official document you actually have.
Verify exemption status on the actual account. Do not treat occupancy alone as proof that an exemption was granted.
Enter figures from a current written statement. The percentage is owner-entered so this worksheet does not pretend to calculate an official payoff.
Compare this line by line with the collector or litigation payoff. Use the official P&I chart for the specific tax year, bill type, and payment month; collection fees may be additional.
A complete file lets the Tax Office, collection counsel, your lawyer, title company, lender, or family work from the same facts.
Call 1 — facts: request the current itemized payoff, every tax year, legal status, and next deadline.
Call 2 — options: ask whether an agreement can fit the entered $450 monthly capacity. A no-growth division would take about 27 months, but official accrual and term rules control.
Call 3 — protection: confirm in writing what stops enforcement, what continues accruing, and what causes default.
This independent site is not affiliated with Bexar County, BCAD, a taxing unit, collection firm, court, or law office. Official account records and filed documents control.
Many ordinary current-year bills become delinquent February 1, but not every bill uses that date. Late-mailed, split, installment, omitted-property, deferral, disaster, and other bill types can follow different rules. Use the actual bill and the Comptroller’s bill-type guidance.
Texas guidance says regular penalty can rise as high as 12%, interest generally accrues at 1% per month without a maximum, and collection-attorney charges can add up to 20% when authorized. Exact amounts depend on the account, date, bill type, litigation, and taxing units.
Not automatically. The Comptroller says accepting a partial payment does not change the delinquency date; penalty and interest can continue on the unpaid portion. Ask in writing what the payment changes—and what it does not.
Bexar County encourages owners with prior-year taxes to contact the Tax Office about an installment arrangement, typically involving a down payment and monthly payments. Texas law has additional rules for qualifying residence homesteads. Review every term before signing.
The Texas Comptroller warns that the law treats execution of a delinquent installment agreement as an irrevocable admission that the covered taxes are owed. Confirm the years, amounts, property, owners, fees, and credits first.
Nonreceipt alone generally does not invalidate the tax or delinquency. Narrow penalty-and-interest waiver provisions may apply in specified circumstances and can have short payment and written-request deadlines. Ask the collector and qualified counsel about your facts immediately.
A lawsuit adds court procedure, parties, deadlines, costs, and counsel. Do not assume an ordinary payment or phone conversation answers the suit. Read the citation, contact the named office, and seek prompt case-specific legal advice.
Treat it as an emergency signal, then verify against the actual notice, court record, and official contacts. Public maps can be updated periodically; the filed case and sale documents control. Ask exactly what action and cleared-funds deadline will stop the sale.