BEXAR COUNTY DELINQUENT PROPERTY-TAX HELP

Stop managing notices. Start managing the case.

Identify the real stage, rebuild the balance, protect the next deadline, and leave every call with written terms.

No account data collected Private browser worksheets Official sources reviewed Aug. 2026
Verify account & yearsReconcile every dollarProtect the next deadlineDocument written terms
The delinquency lifecycle

The balance is only one moving part.

Follow the furthest verified stage. Earlier remedies may narrow as authority moves from collection to court enforcement.

01

Unpaid balance

Confirm account, years, exemptions, bill type, and first delinquency date.

02

P&I growth

Use the official chart for the tax year and payment month—not a generic percentage.

03

Collection

Added fees and a new point of contact may change the payoff and agreement path.

04

Tax suit

Citation, answer, parties, court costs, and legal deadlines enter the case.

05

Order / sale

Only a verified stop-sale act completed on time protects the property.

Texas publishes a regular penalty that can reach 12%, interest generally at 1% per month without a maximum, and possible collection-attorney charges up to 20%. Special bills, deferrals, agreements, litigation, and account facts can differ. Request a dated official payoff.

Interactive tool 01 / case stage

Find the document that controls today.

A delinquent balance, attorney letter, lawsuit, and posted sale are different stages. Start with the furthest official document you actually have.

Current working stage

Late balance / delinquent notice

Resolve before collection costs grow
  1. Pull the current itemized account balance for every unpaid tax year.
  2. Ask which current Bexar County arrangement, partial-payment, or qualified deferral paths apply.
  3. Confirm the date and amount needed to avoid the next published fee milestone.

Verify exemption status on the actual account. Do not treat occupancy alone as proof that an exemption was granted.

Interactive tool 02 / payoff reconciliation

Make every dollar name itself.

Enter figures from a current written statement. The percentage is owner-entered so this worksheet does not pretend to calculate an official payoff.

Working reconciliation$14,160
Base tax
$12,000
Entered penalty & interest
$2,160
Other entered costs
$0
Less confirmed credits
$0

Compare this line by line with the collector or litigation payoff. Use the official P&I chart for the specific tax year, bill type, and payment month; collection fees may be additional.

Resolution lanes

Compare outcomes, not labels.

01

Payoff

Get a valid-through amount, verified payment instructions, receipt, and zero-balance evidence.

02

Agreement

Test the down payment and monthly amount; read accrual, admission, default, and new-tax terms.

03

Qualified relief

Ask whether exemption, deferral, waiver, military, disaster, or correction provisions fit.

04

Dispute / legal response

Separate a genuine account or legal issue from inability to pay; protect every procedural deadline.

05

Property decision

If keeping the home is not sustainable, compare equity, payoff, timing, repair needs, and sale paths before a deadline chooses for you.

Interactive tool 03 / resolution file

Build one file that survives every handoff.

A complete file lets the Tax Office, collection counsel, your lawyer, title company, lender, or family work from the same facts.

0/10Items assembled
Interactive tool 04 / decision bridge

Turn today’s facts into the next three calls.

Call 1 — facts: request the current itemized payoff, every tax year, legal status, and next deadline.

Call 2 — options: ask whether an agreement can fit the entered $450 monthly capacity. A no-growth division would take about 27 months, but official accrual and term rules control.

Call 3 — protection: confirm in writing what stops enforcement, what continues accruing, and what causes default.

Delinquency questions

Replace assumptions with account-specific answers.

When do Texas property taxes become delinquent?

Many ordinary current-year bills become delinquent February 1, but not every bill uses that date. Late-mailed, split, installment, omitted-property, deferral, disaster, and other bill types can follow different rules. Use the actual bill and the Comptroller’s bill-type guidance.

How fast can the balance grow?

Texas guidance says regular penalty can rise as high as 12%, interest generally accrues at 1% per month without a maximum, and collection-attorney charges can add up to 20% when authorized. Exact amounts depend on the account, date, bill type, litigation, and taxing units.

Will a partial payment stop delinquency or enforcement?

Not automatically. The Comptroller says accepting a partial payment does not change the delinquency date; penalty and interest can continue on the unpaid portion. Ask in writing what the payment changes—and what it does not.

Can I make a delinquent installment agreement?

Bexar County encourages owners with prior-year taxes to contact the Tax Office about an installment arrangement, typically involving a down payment and monthly payments. Texas law has additional rules for qualifying residence homesteads. Review every term before signing.

Why does the agreement signature matter?

The Texas Comptroller warns that the law treats execution of a delinquent installment agreement as an irrevocable admission that the covered taxes are owed. Confirm the years, amounts, property, owners, fees, and credits first.

Can taxes be waived because I never received the bill?

Nonreceipt alone generally does not invalidate the tax or delinquency. Narrow penalty-and-interest waiver provisions may apply in specified circumstances and can have short payment and written-request deadlines. Ask the collector and qualified counsel about your facts immediately.

What if a tax lawsuit was filed?

A lawsuit adds court procedure, parties, deadlines, costs, and counsel. Do not assume an ordinary payment or phone conversation answers the suit. Read the citation, contact the named office, and seek prompt case-specific legal advice.

What if the property appears in a foreclosure notice or map?

Treat it as an emergency signal, then verify against the actual notice, court record, and official contacts. Public maps can be updated periodically; the filed case and sale documents control. Ask exactly what action and cleared-funds deadline will stop the sale.

START WITH THE FURTHEST VERIFIED DOCUMENT

Know the stage. Reconcile the payoff. Protect the deadline.

Open the control room